my own take on my finances

When I was leaving high school for the real world of work, there was a recession. Then when I was leaving college for the real world of work, there was another one. You never forget them. In fact they unwittingly inform your life forever.
It makes you very cautious. It also makes you feel that when there is money, that you have some entitlements. So you have the tendency to say that you want some things like a spoilt child.

In my life, I have lived with my parents more than once. I was thinking about that last night. I have been in situations where I have had no job, and had to rely on others.
I realise that I have spent much of my adult life not expecting much for my effort because of the financial challenges that I have faced. I have been on the ground floor with businesses where I did not see a profit.
Now, I have been reading about money much more over the last few years, and I have seen my investments work for me during my divorce. So I know that I am a very good saver, and I can make things happen for myself.

I have come a long way from feeling that I would not have anything, to doing very well, to starting over. I have been able to look at money differently, and it took some doing. But I was able to do it.
Today I make plans and I make arrangements for where my money should go on a consistent basis. I read the fine print and I ask the relevant questions.
Before I had to spend my money on a lawyer and on relocating, I had planned on shifting some of my diversified portfolio. All of my money can be tapped at a moments notice.
Today, my money isn't what it was at the beginning of the year, but I have a plan of action about it in the next several months and years to come.

One very good thing is that I do not have very pressing needs. One cannot avoid spending money, and I know that my tastes can be high where food is concerned. I spend on that, and on my little one.
Of course I think about getting a car and having a house, and I am looking at what those things shall cost me.
I am also looking at other ways to make money too, so that saving can be accelerated.
Overall, I am being proactive and thinking about how to make things happen for myself, and I know that this is a long distance race and not a sprint finish.
I have a good attitude about it all, and ultimately I am doing everything that I am doing for my daughter to be comfortable in her life, with comfort in mine as well.

In the next few months I shall be looking at ways to invest a little bit of my money, say ten thousand dollars, diversified in a few high yeild funds. Funds that may now have to adjust themselves because of the world economic crisis.
I had thought that I should have invested at the time that I got a small windfall of money, but now I think that I was very fortunate to not have done that as yet, and instead done some homework on all of the funds.
Now that no one knows where the bottom is, and we are unsure about what will happen next, it is important to have some patience.